# ICHRA Contribution Estimator

Calculate employer and employee contribution splits for individual ICHRA scenarios

## Employee Information

Enter the employee's salary and coverage details

### Annual Salary

$

Employee's annual gross salary

### Coverage Tier
- Employee Only
- Employee + Spouse
- Employee + Child(ren)
- Employee + Family

### Plan Year
- 2026
- 2025
- 2026

## Premium Information

Enter the monthly premium amounts

### Plan Premium (Monthly)

$

The employee's chosen plan premium

### LCSP Premium (Monthly)

$

Leave blank to use plan premium

## Contribution Configuration

Configure how the employer contribution is calculated

### Contribution Mode
- Affordability
- Percentage Contribution
- Flat Contribution

### Pay Periods Per Year
- Semi-monthly (24)
- Monthly (12)
- Bi-weekly (26)
- Weekly (52)

Used to calculate per-paycheck amounts

## Contribution Summary

### ACA Affordability | Employee Only

Affordable

### Employer Contribution

$85.00

per month

### Employee Pays

$415.00

per month

## Per Pay Period Breakdown

Based on 24 pay periods per year

### Employer per Pay Period

$42.50

### Employee per Pay Period

$207.50

## Calculation Details

### Annual Salary

$50,000.00

### Plan Premium (Monthly)

$500.00

### LCSP Premium (Monthly)

$500.00

### ACA Affordability Threshold (9.96%)

$415.00/mo

### Employee's Share vs Threshold

$415.00 ≤ $415.00